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Effective as of January 1, 2019

USE OF THIS WEBSITE SIGNIFIES YOUR UNDERSTANDING, CONSENT, AND AGREEMENT TO COMPLY WITH THESE TERMS AND CONDITIONS OF USE AND PRIVACY POLICY

Welcome to the www.FloridaBibleCollegeOnline.com website (“Website”). This Website is maintained as a service to our customers. By using this Website, you agree to comply with and be bound by the following terms and conditions of use and consent to the collection and use of your personal information as set forth in the Privacy Policy below (collectively “Terms of Use”).

If you do not agree to these Terms of Use, you do not have the right to access this Website or use this Website or its equipment in any way.  For purposes of this agreement, the terms “Florida Bible College,” “we,” “us,” and “our” refer to Florida Bible College Education Corporation and each of its affiliates, parent companies, subsidiaries and affiliates.  The terms and “you” and “your” refers to you, as a user of this Website.

PLEASE READ THESE TERMS OF USE CAREFULLY.  THESE TERMS OF USE AFFECT YOUR LEGAL RIGHTS AND INCLUDE A WAIVER OF YOUR RIGHT TO A JURY TRIAL FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OF USE AND YOUR USE OF THE WEBSITE.

Modification of the Terms of Use

Internet technology and the applicable laws, rules and regulations change frequently. Therefore, the parties agree that Florida Bible College may modify these Terms of Use at any time by adding new terms or amending existing terms. Such modifications will be effective as of the date that the updated Terms of Use are posted on the Website (“Effective Date”). Your use of the Website after the Effective Date, constitutes your acknowledgment of such modifications and your agreement to abide, and be bound, by the Terms of Use as modified. If you do not accept such modification(s), then do not continue to use the Website. Florida Bible College shall provide written notice of such modification before the Effective Date. You hereby agree to receive such notifications by email.

Streaming Service

We provide streaming of online courses over the internet to certain devices (“Streaming Service”). Streaming Service and Website are hereinafter collectively referenced as “Services”). Currently, the Streaming Service is only available on computers and certain tablet devices. We reserve the right in our sole and absolute discretion to make changes from time to time and without notice in how we operate the Streaming Service. Any description of how the Streaming Service works should not be considered a representation or obligation with respect to how the Streaming Service will always work. We are constantly making adjustments to Streaming Service and often these adjustments are not completely captured within these Terms and Conditions.

You are responsible for ensuring that you have internet access and for all internet access charges. Please check with your internet provider for information on possible internet data usage charges. Florida Bible College makes no representations or warranties about the quality of the Streaming Service. The amount of time it takes to initiate the Streaming Service on a device will vary based on a number of factors, including your location, available bandwidth at the time, the particular online course you have selected and the configuration of your device. In addition, you must be connected to the internet throughout the period in which you are accessing the Streaming Service.

Florida Bible College has licensed third party software that allows it to provide the Streaming Service. We do not warrant the performance of this third-party software, which is provided solely on an “as is” basis. We do not warrant that any of the software used and or licensed in connection with the Streaming Service will not damage or disrupt other software or hardware. In addition, we do not take responsibility or otherwise warrant the performance of devices used in connection with the Streaming Service, including the continuing compatibility of the device with the Streaming Service.

Personal and Non-Commercial Limited License

Florida Bible College hereby grants you a limited, revocable, non-exclusive, non-transferable license, without any right to sublicense, to use Services solely for your own personal use and not for republication, display, performance, reproduction, distribution, assignment, sublicense, sale, preparation of derivative works, or other use. Except as stated above, all rights are reserved. You agree not to copy materials, content or any other information on the Services, reverse engineer or break into (hack) the Services, or use materials, products or services in violation of any state or federal law.  In addition, you shall not manipulate or otherwise display the Services by using framing or similar navigational technology, nor shall you access the Services by any means other than through the standard industry-accepted interfaces. You shall not use the Streaming Service as part of any public performance or group class setting. Commercial use of the Services, any content on the Website or any goods purchased through the Website is strictly prohibited. Any unauthorized use of the Services or any content therein will terminate the limited license granted by us and will result in the cancellation of your account and access to the Services.

Availability

The availability of the Services will change from time to time, and from country to country. The quality of Services may also vary from computer to computer, and device to device, and may be affected by a variety of factors, such as your location, the bandwidth available through and/or speed of your internet connection. Additionally, the Services be unavailable to you from time to time due to certain technical difficulties, routine site maintenance/upgrades, and other events outside the control of Florida Bible College. In addition, Florida Bible College reserves the right at any time and from time to time to modify or discontinue (on a temporary or permanent basis) certain functions of the Services or all of the Services, with or without notice.

Access Restriction and Termination

Access and use of the Services, is expressly conditioned on your compliance with all relevant laws, regulations, contractual obligations, and these Terms of Use. Florida Bible College may restrict, suspend, or terminate your access to all or any part of the Services at any time and for any reason in its sole and complete discretion, including but not limited to (1) when required by law; (2) when Florida Bible College believes, in its sole discretion, that a user may be violating the law or these Terms of Use; or (3) any other reason that Florida Bible College deems appropriate. Florida Bible College reserves the right to exercise whatever means it deems necessary to prevent unauthorized use or access to the Services.

No Unlawful or Prohibited Use

As a condition of your use of the Services, you will not use the Services for any purpose that is unlawful or prohibited by these Terms of Use. You may not use the Services in any manner which could damage, disable, interrupt, overburden, or impair the Services or Florida Bible College’ network or servers, or interfere with any other party’s use and enjoyment of the Services. You may not attempt to gain unauthorized access to the Services, other accounts, computer systems or networks connected to the Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Services. In addition, you shall not register, subscribe, attempt to register, attempt to subscribe, unsubscribe, or attempt to unsubscribe, any party for the Services if you are not expressly authorized by such party to do so.  Additionally, you shall not engage in spidering, “screen scraping,” “database scraping,” harvesting of information, or any other automatic means of accessing, logging-in or registering on this website, or obtaining or accessing other information from or through this Services.

You may not use Florida Bible College’ icons, domain names, URL addresses, or other means to hyperlink other internet sites with any page in the Services.  You must obtain prior written permission from Florida Bible College to hyperlink in any manner to the Services.

The following actions are also expressly prohibited:

1) Transmitting unsolicited email or spam;

2) Using any Florida Bible College domain name as a pseudonymous return email address for any electronic communications;

3) Pretending to be someone else or spoof their identity;

4) Soliciting business, selling products, or otherwise engaging in commercial activities or personal advertisements;

5) Using the Services to perpetrate fraud, misrepresentation or illegal activity;

6) Attempting to gain unauthorized access to the Services or another user’s account, through hacking, password mining or any other means;

7) Attempting to circumvent or compromise any security measures;

8) Creating or releasing computer viruses, Trojan horses, or worms or otherwise engaging in destructive or potentially destructive programming activities;

9) Deep linking to any part of the Services;

10) Modifying, altering, or tampering with systems hardware or software;

11)  Reselling or repurposing your Florida Bible College account or any of the Services; or

12) Assisting or permitting any person engaging in any of the activities described above.

Password and Responsibility for User Account

When you create an account with Florida Bible College, you will be responsible for creating a confidential user name and password. The account is provided solely for your own personal use. Your account is non-transferrable and cannot be sold, combined or shared with any other person. You are solely responsible for all activities that occur under your account, including but not limited to any content and data posted, shared or transmitted through the Services and any messages, online chats or other interactions with other users. You are responsible for keeping your user name and password confidential. You shall not knowingly disclose your user name and password to any third party. You must notify us immediately of any unauthorized use of your user name and password, if you believe that your user name and password is no longer confidential, or if you believe that there has been a breach in security with respect to your account. We reserve the right to require that you change your password if your account is no longer secure. Florida Bible College shall not be liable for any loss or damages you may suffer as a result of someone else using your user name and password. 

Refunds

No refunds will be made after purchase.

Product Descriptions

Florida Bible College does not warrant that product descriptions are accurate, complete, reliable, current, or error-free.

Unsolicited Ideas

We do not accept or consider unsolicited ideas, including ideas for new products or services. You should not transmit any material to Florida Bible College that you consider to be confidential or proprietary.  Any material that you transmit to Florida Bible College will be considered non-confidential and non-proprietary.  You give Florida Bible College an unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, transmit and distribute any such information. You further agree that Florida Bible College has the right to use, without any payment or accounting to you or others, any concepts, know-how or ideas that you (or those who act on your behalf) transmit to Florida Bible College.

Trademarks, Copyright and Proprietary Rights

The Florida Bible College Bible Study names and Florida Bible College are trademarks of Florida Bible College.  All other company names, Florida Bible College, and trademarks mentioned herein are the property of their respective owners.  Nothing herein shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use the Florida Bible College name, Florida Bible College, or trademarks without obtaining the written permission of Florida Bible College or such other third party owner, as applicable.

All content on the Website, including but not limited to course materials, recordings, designs, data and databases, text, graphics, images, photographs, illustrations, audio and video material, artwork, proprietary information, client-side code (e.g. HTML, JavaScript, etc.) and server-side code (e.g. active server pages, VBScript, databases, etc.) and all copyrightable elements of the Website, and their selection and arrangement (excluding any of User Content) (the “Site Content”) individually and/or collectively, are the proprietary property of Florida Bible College and is protected by U.S. copyright law, international treaties and other intellectual property rights.  Except as otherwise stated therein, Site Content may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without prior written consent, except to the extent permitted by the Copyright Act of 1976 (17 U.S.C. §107), as amended, and then, only with notices of Florida Bible College’s proprietary rights, provided however, that you may download the information and print out hard copies for your own personal, noncommercial use, so long as you do not remove any copyright or other notice as may be contained in the information as downloaded.

You acknowledge that Florida Bible College will aggressively enforce its intellectual property rights to the fullest extent of the law, including, without limitation, the seeking of criminal prosecution.

Restrictions on Age of Purchaser

You must be 18 years of age or older to purchase any products or services offered on the Website. In certain jurisdictions, the age of majority may be older than 18, in which case you must satisfy that age in order to become a member.

Links to Affiliate Websites

This Website may contain links to websites controlled or offered by our partners and affiliates, which may contain terms and conditions that are different from these Terms of Use and privacy policies.  You should read the terms and conditions and privacy policies on each such website, as your accessing such website constitutes your agreement to be bound by the terms and conditions and privacy policies contained in such website.

Third-Party Links

This Website may contain links to third-party websites that are not under the control of or maintained by Florida Bible College including advertiser websites (the “Linked Sites”).  The Linked Sites are not under the control of Florida Bible College and Florida Bible College is not responsible for the contents of any Linked Site.  Florida Bible College does not endorse or make any representations about these websites, or any information, materials, or products found thereon.  If you access any of the Linked Sites, you do so at your own risk.  In no event shall Florida Bible College be liable for any loss, claim, damages, or costs that may arise in connection with your use any third-party links or Linked Sites.

Any dealings with third parties (including advertisers) included within the Website or Linked Sites or participation in promotions offered by third parties, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party.  Florida Bible College shall not be responsible or liable for any part of any such dealings or promotions.

Third-Party Materials on the Website

This Website may contain materials submitted by third-parties, including but not limited to User Content and advertisements.  Any such materials are provided solely as a convenience to you. Florida Bible College has not tested or evaluated these materials and does not endorse or make any representations about these materials or your use thereof.  If you use any of the third-party materials, you do so at your own risk.  In no event shall Florida Bible College be liable for any loss, claim, damages, or costs that may arise in connection with your use of these materials.

Indemnification

You agree to indemnify, defend and hold harmless Florida Bible College, it officers, directors, shareholders, partners, employees, agents, attorneys, affiliates, successors and assigns from any liability, loss, claim and expense, including reasonable attorneys’ fees, whether or not a lawsuit or other proceeding is filed, that in any way arises out of or relates to (a) your breach or violation of these Terms of Use or any applicable state or federal law or (b) your use of the Website.  This provision shall survive the termination of these Terms of Use.

Disclaimer

THE INFORMATION ON THIS WEBSITE IS PROVIDED ON AN “AS IS,” “AS AVAILABLE” BASIS without any warranties of any kind.  YOU AGREE THAT USE OF THIS WEBSITE IS AT YOUR SOLE RISK.  FLORIDA BIBLE COLLEGE DISCLAIMS ALL WARRANTIES OF ANY KIND, INCLUDING BUT NOT LIMITED TO ANY EXPRESS WARRANTIES, STATUTORY WARRANTIES, AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, or third party rights arising our of course of conduct or trade custom or usage.  You understand and agree that the operation of the WEBsite may involve bugs, errors, problems, or other limitations.  FLORIDA BIBLE COLLEGE HAS no liability whatsoever for your use of the WEBSITE or use of any information or services accessed through the website.  No advice or information, whether oral or written, obtained by you from FLORIDA BIBLE COLLEGE through the website shall create any warranty, representation, or guarantee of any kind.

Some states or other jurisdictions do not allow the exclusion of implied warranties, so the above exclusions may not apply to you if prohibited by law.

Limitation of Liability

UNDER NO CIRCUMSTANCES WILL FLORIDA BIBLE COLLEGE BE LIABLE OR RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL (INCLUDING DAMAGES FROM LOSS OF BUSINESS, LOST PROFITS, LITIGATION, OR THE LIKE), SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN ANY WAY RELATING TO THE WEBSITE, YOUR WEBSITE USE, OR THE CONTENT OR MATERIALS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE WEBSITE AND/OR CONTENT IS A REFUND OF AMOUNTS PAID TO FLORIDA BIBLE COLLEGE AND TO CEASE ALL OF YOUR WEBSITE USE.

Some states and other jurisdictions may not allow this limitation of liability, so the forgoing disclaimer may not apply to you if prohibited by applicable law.

Copyright Infringement Notice Policy

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under the U.S. copyright law. If you believe that your copyrighted material has been copied in a way that constitutes copyright infringement, please contact Florida Bible College’s designated Copyright Agent and provide the following information:

1. A description of the copyrighted work that allegedly has been infringed.
2. A description of the material that is claimed to be infringing and the URL of where such material is located on the Website, sufficient to permit Florida Bible College to locate the material.
3. Your contact information, including an address, telephone number, and e-mail address.
4. A statement by you that you have a good faith belief that the disputed use of the copyright-protected material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
5. A statement, under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or are authorized to act on the copyright owner’s behalf.
6. Your physical or electronic signature.

Send this information to:

By mail:

Florida Bible College
Attn: Copyright Agent
2200 Pembrook Drive
Orlando, FL 32810

By email:

info@FloridaBibleCollege.com

We suggest that you consult your legal advisor before filing a notice or counter-notice. Also, be aware that there can be penalties for false claims under the DMCA.

Choice of Law

These Terms of Use shall be controlled by the laws of the State of Florida, giving no effect to any conflict principles.

Agreement to Arbitrate

Any and all disputes, conflicts, problems, controversies, or claims of any kind arising from the relationship of the parties, the Website, these Terms of Use, or the interpretation thereof, no matter how described, pleaded or styled, shall be shall be submitted to binding arbitration under the substantive and procedural requirements of the Federal Arbitration Act.  The arbitration shall be conducted by a single, neutral arbitrator chosen by the parties, conducted under the Consumer-Related Disputes Supplementary Procedures of the American Arbitration Association, conducted at Orlando, Florida. The parties agree that the arbitrator, and not a court, shall have exclusive jurisdiction over the interpretation, validity, and scope of this arbitration agreement.  The costs of the arbitration filing fee, arbitrator’s compensation, and facilities fees will be paid by Florida Bible College.  Each party shall pay for its own attorneys’ fees and costs.  Any dispute or claim shall be brought solely in that party’s individual capacity, and not as a plaintiff or class member in any purported class action, representative proceeding, mass action or consolidated action.  Neither party shall file or maintain any lawsuit in any court against the other, and agree that any suit filed in violation of this arbitration agreement shall be dismissed by the court in favor of an arbitration conducted pursuant to this arbitration agreement and all costs and attorneys’ fees incurred in enforcing this provision shall be paid by the party that filed the lawsuit, except that this provision does not affect either party’s right to seek relief in small claims court for disputes or claims within the scope of its jurisdiction.  If this arbitration agreement is declared unenforceable and cannot be administered, interpreted, or modified to be enforceable, the parties agree to waive any right to a jury trial with respect to any dispute to which the arbitration agreement applies.  This provision shall survive the termination of these Terms of Use.

BY ACCEPTING THESE TERMS OF USE YOU ACKNOWLEDGE THAT YOU ARE WAIVING YOUR RIGHT TO A JURY TRIAL AND ANY RIGHTS YOU MAY HAVE TO BRING ANY CLAIMS ON A CLASS, REPRESENTATIVE, CONSOLIDATED OR MASS ACTION BASIS.

Consent to Receive Notices Electronically

You consent to receive any agreements, notices, disclosures and other communications (collectively, “Notices”) to which these terms refer from us electronically, including without limitation by e-mail or other electronic communication technology that may hereafter be developed.  You agree that all Notices that we provide to you electronically satisfy any legal requirements that such communications be in writing.  To withdraw your consent to receive Notices electronically, you must notify us of your withdrawal of such consent by emailing info@FloridaBibleCollege.com and discontinue your use of this Website.  In such event, all rights granted to you pursuant to these Terms of Use, including, without limitation, the licenses to use the Website set forth above, shall automatically terminate.  Also, please note that your consent to receive notices is separate from any election that you make with respect to receipt of marketing communications, which is discussed under the Privacy Policy.

Assignment

These Terms of Use and our rights hereunder may be assigned, in whole or in part, by Florida Bible College to a third party, in our sole discretion, in connection with a merger, acquisition, reorganization or sale of substantially all of our assets, or otherwise, in whole or in part. You may not assign, sublicense, or delegate your rights hereunder.

Severability

If any provision of these Terms of Use shall be adjudged by any arbitrator or court of competent jurisdiction to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect.

Consent to Cross-Border Transfers

You acknowledge that your personal information may, at times, be accessible by individuals may be located worldwide including in countries that may have not been determined to provide the same level of data protection as in your country. By providing us with your personal information, you agree and consent to our use of such data and/or personal information in accordance with our Site privacy policy, including, without limitation, the transfer of your personal information across international boundaries.

PRIVACY POLICY

Note to All Users

This privacy policy (“Privacy Policy”) is designed to inform you about the types of information Florida Bible College collects from you in connection with your use of the Services.  It is also intended to explain the conditions under which Florida Bible College uses and discloses that information and your rights relating to the collection, use, and disclosure of that information.

Your Consent.  By using the Services, you consent to our collection and use of your personal information as described in this Privacy Policy.  Please review the entire policy to learn about what type of information is gathered, how such information is used, and what information (if any) may be disclosed to third parties.

Note to California Residents

Your California Privacy Rights.  California Civil Code Section 1798.83 permits California residents who have provided personal information to us or our third-party advertisers and marketing partners, if any, to request certain information regarding our disclosure of personal information to third parties for direct-marketing purposes.  Requests should be submitted via email to info@FloridaBibleCollege.com and should include CALIFORNIA PRIVACY RIGHTS in the subject line.  We will need your first and last name, mailing address, and email address in order to process your request.  Within thirty days of receiving such a request, we will provide a list of the categories of personal information disclosed to third parties for direct marketing purposes during the immediately preceding calendar year, if any, along with the names and addresses of these third parties, if any.  Please be aware that not all information sharing is covered by the requirements of Section 1798.83 and only information regarding covered sharing will be included in our response.  This request may be made no more than once per calendar year.

Note to European Union Residents

If you reside in the European Union please in particular note the contents of the paragraph titled “Additional Information for European Union Residents” at the end of this Privacy Policy.

Personally-Identifying Information We Collect

Personally-identifying information is collected when you voluntarily register, join our mailing list, submit an online enrollment form, request information, and/or purchase online courses from Florida Bible College (“Personal Information”).  Personal Information we may collect includes, but is not limited to, your first and last name, email address, username and password, training history, and use data.  If you communicate to us by e-mail, we will record the e-mail address from which you send your message.  Any telephone calls to and from Florida Bible College may be monitored and recorded for quality assurance and training purposes.  When you download or use apps created by Florida Bible College, we may receive information about your mobile device, including a unique identifier for your device.

Non-Personally-Identifying Information We Collect

Non-personally identifying information or “Aggregate Information” is information that, without the aid of additional information, cannot be directly associated with a specific person.  Like most website operators, we collect Aggregate Information about your activities online (such as the pages you access most frequently) through the use of cookies, Internet Protocol (IP) addresses, click-through URLs, and domain name tracking.  If you have voluntarily disclosed Personal Information to Florida Bible College, some or all of the Aggregate Information may be linked to your Personal Information.

Cookies.  A cookie is small data file stored on the hard drive that your browser provides to Florida Bible College when you visit certain web pages.  We use both session ID cookies and persistent cookies.  For the session ID cookie, the data is temporarily stored on the user’s computer, but once users close the browser the cookie terminates.  A persistent cookie is a small text file stored on the user’s hard drive for an extended period of time.  If you do not want to store cookies on your computer, you can set your browser to refuse cookies or to alert you when cookies are being sent.  However, some parts of the Services may not function properly if you choose not to accept cookies.  If you are concerned that you have created a cookie in a previous visit, you can delete cookies that are already stored on your hard drive by accessing your computer’s cookie file.

Computer Profiles. Florida Bible College may also collect and accumulate computer profile data which will help us understand and analyze the Internet experience of our visitors. For example, Florida Bible College may collect data relating to the type of browser used, operating system software, screen resolution, color capability, browser plug-ins, language settings, cookie preferences, search engine keywords and JavaScript enablement.

Internet Protocol (IP) Address.  Florida Bible College’ servers also automatically identify your computer by its Internet Protocol (IP) addresses.  An IP address is a number that is automatically assigned to your computer by your Internet service provider.  Your IP address does not identify you by name; however, it may reveal your geographic area and your Internet service provider.  Florida Bible College may match your IP address to your Personal Information.

Click Through URLS.  Florida Bible College may send you e-mail messages with a “click-through URL” linked to the content of our Services.  When you click onto one of these URLs, you will pass through our server before arriving at the destination webpage.  Florida Bible College may track this click-through data to help us determine subscriber interest in the subject matter and measure the effectiveness of our subscriber communications.  You can avoid being tracked simply by not clicking on any links or images in the e-mail.

Domain Name Tracking.  When you use our Services, we automatically record the name of the domain from which you accessed the Services.  Additionally, if you reach our Services by means of a link from another site, our computers will note the fact that you came to us from that linked site.

Analytics.  Florida Bible College may use one or more third party analytics programs, including but not limited to Google Analytics, to help analyze how users utilize the Services.  Google Analytics does not collect any Personal Information.  Google Analytics uses a single first-party cookie containing an anonymous identifier to distinguish users and to collect standard Internet log information and visitor behavior information. The information generated by the cookie about your use of the Services (including IP address) is transmitted to Google.  This information is used to create statistical reports on user activity for Florida Bible College.  For more information about Google Analytics, including opt-out options, visit the Google Analytics privacy page at https://www.google.com/analytics/learn/privacy.html.

Use of Information Collected

Our primary purpose for collecting Personal Information and Aggregate Information (collectively “User Information”) is to provide you with products and services you request.  We may also use your User Information for the following purposes:

• to provide services and customer support that you may request;
• to correct problems, resolve disputes, and collect fees
• improving and optimizing our Services;
• to inform you about service updates and promotional offers;
• to send newsletters and marketing materials;
• to communicate with you about enrolling in one of our courses;
• to communicate preferences which you have indicated;
• to customize the advertising and content you see;
• to verify information; or
• for any other purpose disclosed at the point of collection. 

We may also use the information we collect on our Services as necessary to comply with legal requirements, to enforce our Terms of Use, to prevent fraud, to co-operate with law enforcement and regulatory authorities and to stop other prohibited, illegal, or harmful activities.

E-mail Opt-out.  If you no longer wish to receive our promotional e-mail communications, you may opt-out of receiving these communications by clicking on the unsubscribe link at the bottom of the promotional emails or by emailing us at info@FloridaBibleCollege.com.  If you choose to opt-out of receiving promotional e-mail, we may still send you administrative emails regarding Florida Bible College, including, for example, administrative and transactional confirmations, notices of updates to our Privacy Policy and Terms of Use, and email receipts and shipping confirmations for any goods or services purchased using the Services.

Information We Share

Florida Bible College does not sell, rent, or trade Personal Information to any third party.  Additionally, Florida Bible College does not disclose any Personal Information to any third party for that party’s own marketing purposes.  However, Florida Bible College may disclose Personal Information to third party service providers hired to perform internal business functions on our behalf.  Florida Bible College may also share Aggregate Information with third parties for advertising and promotional purposes.  Further, we may disclose Personal Information to government/regulatory agencies as Florida Bible College deems reasonably necessary to comply with applicable legal and regulatory requirements.

User Disclosures.  Some Personal Information is disclosed as a matter of course as a result of your use of the Services.  Any Personal Information shared using our Services or on another website (such as Facebook, Google, LinkedIn, Instagram, or Twitter) may become public information. You should exercise caution when disclosing information to third parties or in public forums. Content shared between users of our Services, including advice and opinions, represent the views and are the responsibility of those who post the content.  We do not necessarily endorse, support, verify, or agree with the content posted.  If you have any questions or comments about any content posted using our Services, please contact us at the address below.

USERS ASSUME ALL RESPONSIBILITY FOR ANY LOSS OF PRIVACY OR OTHER HARM RESULTING FROM THEIR OWN VOLUNTARY DISCLOSURE OF PERSONAL INFORMATION IN PUBLIC FORUMS.

Legal Disclaimer Concerning Subpoenas and Other Matters.  We reserve the right to release account and User Information about you when Florida Bible College believes, in its sole discretion, that such release is appropriate to (1) comply with the law, legal process, or law enforcement requests; (2) protect and defend our rights, property, safety or other interests including those of any parent, company, subsidiary, affiliate and shareholder, or others; (3) protect against misuse or unauthorized use of our Services and to enforce or apply our Terms of Use and other agreements; or (4) protect the personal safety or property of our users or the public (among other things, this means that if you provide false information or attempt to pose as someone else, information about you may be disclosed as part of any investigation into your actions).

Business Transitions.  Florida Bible College reserves the right to transfer all User Information in its possession in the event Florida Bible College goes through a business transition, such as a merger, being acquired by another company, or selling a portion of its assets.  Similarly, your User Information may be passed on to a successor in interest in the event of a reorganization, reconstruction, liquidation, bankruptcy or administration.  Users will not be notified of any such change of ownership or control of their User Information.

Location, International Transfer, and Choice of Law.  By accessing and/or using the Services, you acknowledge and agree that Florida Bible College operates the Services from its offices located in the United States.  If you use the Services from the European Economic Area or other regions of the world with laws governing data collection and use that differ from laws of the United States, then you understand and consent to the transfer of your User Information to the United States for the uses identified above, in accordance with this Privacy Policy and the laws of the United States. You acknowledge and agree that the privacy and data security laws in place in the United States may be different from the privacy and data security laws in force in the country in which you reside.  By voluntarily providing User Information, you hereby agree that you are consenting to our collection, use, transfer, processing, storage, and disclosure of such User information in accordance with this Privacy Policy and that such collection, use, storage, and disclosure shall be governed by the laws of the United States.

Children's Privacy

The Services are intended for adult use only and is not directed towards children, minors or anyone under the age of 18.  If you are under the age of 13, you are not authorized to provide us with any personally identifying information.  If the parent or guardian of a child under 13 believes that the child has provided us with any personal data, the parent or guardian of that child should contact us at the address below and ask to have this personal information deleted from our files.  We appreciate your cooperation with this federally mandated requirement.

Links To Third Party Sites

The Services may contain links to sites other than our own (“Third Party Websites”).  Also, Florida Bible College may direct you to a Third Party Website for processing online payments in connection with products or services purchased from Florida Bible College.  Florida Bible College does not receive or otherwise have access to the information you submit to such Third Party Websites.  The Third Party Websites may not follow the same privacy policies as Florida Bible College.  We have no responsibility for Third Party Websites and provide links to Third Party Websites solely for your convenience.  Third Party Websites may send their own cookies and pixel tags to you, and may collect information and use it in a way inconsistent with this Privacy Policy.  Florida Bible College does not control the content that appears on these sites and takes no responsibility for their content, nor should it be implied that Florida Bible College endorses or otherwise recommends Third Parties Websites or their products or services offered.

Security

No transmission of data over the Internet is guaranteed to be completely secure.  Therefore, we cannot guarantee that your submissions to the Services, any content residing on our servers, or any transmissions from our server will be completely secure.  It may be possible for third parties to intercept or access transmissions or private communications unlawfully.  Any such transmission is done at your own risk.

Accessing and Updating Personal Information

If you would like to review, edit or delete any of the information we have collected from you, or if you have any questions or concerns about this Privacy Policy, please contact us at info@FloridaBibleCollege.com.  In some cases, we may not be able to delete your personal information and will retain and use our information as long as necessary to comply with our legal obligations, resolve disputes, and/or enforce our agreements.

Additional Information for European Union Users

“Personal data”. For users located in the European Union, references to “personal information” in this Privacy Policy are equivalent to what is commonly referred to as “personal data” in the European Union.

About IP addresses. Our servers record the incoming IP addresses of visitors to our website (whether or not the visitor has a Florida Bible College user account) and store the IP addresses in log files. We use these log files for purposes such as system administration and maintenance, record keeping, tracking referring websites, inferring your location, and security purposes (e.g. controlling abuse, spam and DDOS attacks). If you have a Florida Bible College user account we also store IP addresses along with certain actions you take on our system. By agreeing to this Privacy Policy, you expressly consent to Florida Bible College using your IP address for the foregoing purposes. If you wish to opt out from the foregoing consent to use your IP address, you must cancel your Florida Bible College user account (if you have one).

Data controller. Florida Bible College 2200 Pembrook Drive, Orlando FL 32810 is the data controller for registration, billing, and other account information that we collect from users in the European Union.

Accessing and correcting your personal data. You have the right to access and correct the personal information that Florida Bible College holds about you. This right may be exercised by contacting us at info@FloridaBibleCollege.com.

Consents. By clicking “I Agree” or any other button indicating your acceptance of this Privacy Policy, voluntarily providing User Information, and/or using our Services, you expressly consent to the following:

• the collection, use, disclosure and processing of your personal data in the manner described in this Privacy Policy, including our procedures relating to cookies, IP addresses and log files.
• the transfer of your data to a data controller and data processors located in countries, including the United States, which do not have data protection laws that provide the same level of protection that exists in countries in the European Economic Area. Your consent is voluntary, and you may revoke your consent by opting out at any time. Please note that if you opt-out, we may no longer be able to provide you our Services.
• us sharing your personal data with relevant persons working for service providers who assist us to provide our Services; and
• if you have enabled cookies on your web browser, to our use of cookies as described in this Privacy Policy.

We respect your privacy.

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